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How to Delete Your Prosper Account

How to delete your Prosper account. A step-by-step guide to permanently close your account and erase your data.

⚡ Difficulty: Easy 🕐 ~10 minutes đŸ›Ąī¸ Free guide

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Step-by-Step Instructions

1

Step 1

Log in to your Prosper account.

2

Step 2

Click on the 'Account' tab.

3

Step 3

Click on the 'Close My Account' link.

4

Step 4

Click on the 'Close My Account Now' button.

âš ī¸ What Happens

  • Loss of account and loan history
  • May affect credit score

â„šī¸ Account Info

  • Deletion type: self-service
  • Recovery period: Unclear
  • Data retention: Unclear
  • Founded: 2005
  • Monthly users: Over 1 million
  • Headquarters: San Francisco, CA
  • GDPR: recorded as compliant
  • CCPA: recorded as compliant

📝 Important Notes

Log into your account -> Click the link -> Click on Close My Account Now.

Frequently Asked Questions

Can I reopen my Prosper account after I delete it?

No, once you delete your Prosper account, it cannot be reopened.

How long does Prosper keep my data after I delete my account?

Prosper states a data retention period of Unclear after account deletion. Back-ups and statutory records can fall outside that figure, so request written confirmation from support if you need certainty.

Can I recover my Prosper account after deleting it?

The stated recovery window is Unclear. Once that passes the deletion is permanent and the account cannot be restored.

What will I lose if I delete my Prosper account?

Deleting your account means: Loss of account and loan history; May affect credit score. Export or download anything you want to keep before you begin — it is normally not recoverable afterwards.

Is Prosper GDPR and CCPA compliant?

Prosper is recorded as GDPR compliant and recorded as CCPA compliant. If you are in the EU or California you can also file a formal erasure request under GDPR Article 17 or the CCPA — that route creates a record you can follow up on, separately from the in-product delete flow.

What are the alternatives to Prosper?

Common alternatives include LendingClub, Upstart, Avant. If you are switching because of how Prosper handles your data, check the replacement's retention and deletion policy before you migrate.

Where is Prosper based?

Prosper is headquartered in San Francisco, CA, which is the jurisdiction whose data-protection rules govern your account.

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